We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who may have experienced previous declines. Our mortgage options take into account reduced taxable income resulting from claimed expenses, making them ideal for self-employed individuals who have significant expenses that impact their qualifying income. We also accept dividend and investment income, provided there is stability and proof of this income. To apply, you will need to submit several necessary documents, such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have connections to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to consider reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you have any questions or would like to discuss your options further, please give us a call.