Why Use a Mortgage Broker? - Wendy Atkinson, CPA

Why Use a Mortgage Broker?

Mortgage Brokers are licensed, independent experts who provide the best mortgage advice. They offer a faster, simpler, and transparent experience by providing up-to-date information on mortgage rates, terms, and repayment options. By working with multiple lenders, banks, and financial institutions, they ensure that you can find the best mortgage product and interest rates that will save you time and money. They also offer personalized solutions and recommendations tailored to your long-term plans. With their expertise in mortgage financing, they will assess and determine the best terms and conditions for your specific needs. Their service is reliable, swift, and secure, aided by the use of advanced digital tools in the industry.

Mortgage Brokers prioritize your interests over the banks', working hard to find the best solution for your unique situation. They strive to secure the best mortgage rate, terms, and features that align perfectly with your needs, ensuring a respectful, transparent, and attentive service that leaves no room for mistakes. With access to numerous lenders, banks, and financial institutions, they can offer diverse product options that cater to your specific requirements. By taking charge of the time-consuming process of shopping around for a mortgage and utilizing their expertise to make informed choices, mortgage brokers save you both time and money. Equipped with innovative tools, they help reduce errors and improve efficiencies, allowing you to navigate the intimidating and competitive market more effectively. Rest assured, mortgage brokers are trained professionals who can help you save money and find the best solutions.

10 Reasons to use a Mortgage Broker

Up-to-date on all the mortgage rates, terms and re-payment options available on the market.

They only specialize in mortgages and are knowledgeable on current trends.

They increase competition in the market place, thus keeping rates low.

They save you time and money!

Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.

Access to different lenders, banks, trust companies, investors and financial institutions.

Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)

They are experts at matching you with the best-suited mortgage.

Get mortgage rates at wholesale, guaranteed up to 120 days.

They work for YOU, not the bank.

In addition to offering competitive rates, there are many reasons why you should consider using a Mortgage Broker. These professionals have a deep understanding of lenders' preferences for financing types, ensuring that your projects are funded at favorable rates. They also provide personalized and service-oriented mortgage solutions, offering a positive experience from beginning to end. They are forward-thinking, always seeking the best solution for today and tomorrow, which can save you both time and money. Mortgage Brokers also offer custom-tailored products that meet your specific mortgage needs and align with your long-term plan. They maintain frequent communication to ensure that you always have the best-suited product for your needs and provide step-by-step instruction and mortgage education to help you make informed decisions. Additionally, they have access to innovative tools in Canada that help reduce errors and improve efficiencies.

Mortgage brokers are able to find superior rates by being knowledgeable about lender-specific interest rates and staying informed on daily rate fluctuations. They have access to Canada's top lenders, including major banks, mortgage firms, trust companies, and private lenders, which allows them to provide unique solutions. These brokers specialize in mortgage financing and are skilled at assessing and determining the best terms and conditions for each individual's specific needs. They stay up-to-date on all mortgage rates, terms, and repayment options, and receive training on the latest products and opportunities. This ensures that brokers approach the right lenders to secure the best available rates at any given time.

Going to a Mortgage Broker first is recommended for several reasons. Firstly, they prioritize providing a customer-centric approach where your needs are put first, ensuring a personalized and positive experience. Additionally, by utilizing a Mortgage Broker, you can benefit from a matched product and a well-prepared first application to a lender, ultimately saving you time and money. These brokers are licensed experts in the mortgage industry and have undergone extensive training, allowing them to possess in-depth product knowledge and the skills to present proposals for the best possible results. Furthermore, they have access to a wide range of lenders, including major banks, mortgage firms, trust companies, and private lenders, enabling them to identify the products with the best rates specific to your situation. Lastly, Mortgage Brokers can help you see the total cost of borrowing, providing insight that can potentially save you thousands of dollars over the duration of the loan.

Mortgage brokers have the advantage of securing better deals than many banks due to their ability to collaborate with various sources, including banks, trust companies, and private lenders. This collaboration expands the range of mortgage products available beyond traditional sources. Additionally, brokers have access to a diverse selection of lenders' mortgage products, allowing them to provide unique solutions tailored to their clients' needs. Furthermore, brokers possess expertise in product placement and rate negotiation, enabling them to obtain the most favorable rates and terms for their clients. They have also established strong relationships with Canada's top lenders, securing the best rates and making use of cost-saving tools to optimize opportunities.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Learn More

Apply Now

We shop for the best mortgage option at no charge to you.

Learn More