We offer assistance to newcomers in understanding Canadian real estate, including the associated costs such as closing costs and adjustment costs. By opting for a mortgage, newcomers can build equity rather than paying rent, benefiting from employment and credit sources. We can help newcomers find the best rates and mortgage options, even for higher loan amounts over $1 million, with at least a 20% down payment saved or more flexibility on down payment with as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product that suits your needs and locks in the best rate, even if you face limitations with credit and employment history. We also provide access to innovative tools in Canada to ensure a smooth and efficient first-time home buying experience.