We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our self-employed mortgage options take into account the reduced taxable income that often comes with claimed expenses. We also have a Stated Income mortgage option that is particularly useful for individuals with expenses that impact their qualifying income. We accept dividend and investment income, as long as there is stability and proof of these income sources. To apply for a mortgage, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. As mortgage brokers, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. If you're interested, please give us a call!