I provide assistance with mortgage pre-approvals, helping you determine how much you can afford for your home purchase. This involves defining your financial strategy, mortgage amount, down payment, and affordability. I also advise on the necessary documents for conditional approval. The pre-approval process is important as it reveals the amount you can borrow from a lender based on your current finances, identifies any potential qualification obstacles early on, and speeds up the overall approval process. The duration of a pre-approval typically ranges from 60 to 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the current interest rate to protect you from future increases. By utilizing advanced tools in Canada, we aim to reduce errors, improve efficiencies, and save you time. Our quick pre-qualification tools will provide you with information on what you are qualified for.