At Mortgages for People New to Canada, we aim to assist newcomers in understanding Canadian real estate and associated costs, such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, allowing them to benefit from employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with a minimum of 20% down payment saved. We also offer flexibility on down payment, with options as low as 5% down. In addition, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that meets your mortgage needs and secures the best rate available. Even if you don't qualify at your bank due to limited credit or employment history, we can help. We also provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.