Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have previously been declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If you have expenses affecting your qualifying income, our Stated Income mortgage might be the perfect solution for you. We also accept dividend and investment income, provided you can provide stability and proof. In order to proceed with your application, you will need to submit various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have connections with top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. Our options are tailored specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call!

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