First Time Home Buyers

If you are considering buying your first property, we can help you seamlessly transition from renting to owning. Our team of experts will handle all the financial details, ensuring you can quickly find your perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application that accurately kick-starts the process. Our tools and guidance streamline document submission, while our detailed assessments aid in budget planning, including for closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work, determine your down payment and affordability, and calculate your monthly payments. We will design a custom-tailored mortgage product that fits your needs, provide mortgage pre-approval, and lock in the best rate. In addition, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, so we can submit your application elsewhere if you don't qualify at your bank. Lastly, we provide access to innovative tools in Canada that reduce errors, improve efficiencies, and save you time.

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Before you start looking for your dream home, it is important to get pre-approved for a mortgage and lock in your rate. This is an essential step that can save you time and help determine the purchase price of your future home. Additionally, by getting pre-approved, you can figure out how much money you can borrow from a lender and tailor a mortgage product that suits your needs. This will also allow you to enjoy rate assurance by locking in the best rate available. The fast pre-approval process will speed up the approval process, providing you with the confidence to shop for properties.

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First time buyer or refinancing? Call for a free quote!

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