We provide assistance to newcomers in Canada who are interested in understanding the real estate market and its associated costs, such as closing costs and adjustment costs. Our goal is to help them build equity by owning a home instead of paying rent, taking advantage of employment and credit sources. We also offer guidance in finding the best mortgage rates and options for those who seek higher loan amounts (over $1 million) and have a down payment of at least 20%, or who have the flexibility to make a down payment as little as 5%. We will also explain different homebuyer incentive programs and down payment assistance options. Regardless of your credit and employment history, we have access to all of Canada's top lenders and can design a mortgage product that fits your needs and locks in at the best rate. Additionally, we offer innovative tools to ensure an efficient first-time home buying experience.