Self Employed

We offer self-employed individuals low rates and excellent mortgage options. Our fast approval process ensures that even if you have been previously declined, you can still qualify for a mortgage. We take into consideration your reduced taxable income from claimed expenses, making our self-employed mortgage options ideal for those with expenses impacting qualifying income. Our Stated Income mortgage is specifically designed for individuals with these circumstances. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to submit several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer options tailored for Business For Self (BFS) borrowers. Give us a call to learn more about our services!

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