First Time Home Buyers

If you are considering purchasing your first property, our services can provide you with a smooth transition from renting to owning. We will expertly handle all the financial details, ensuring you quickly find the perfect property. Our approach is education-focused, providing clear next steps and an easy-to-use online application that will accurately kick-start the process. Our tools and guidance will streamline document submission, while our detailed assessments aid in budget planning and understanding associated costs such as closing costs and adjustment costs. We can help you understand homebuyer incentive programs, determine your down payment and affordability, and calculate your monthly payments. We will design a custom-tailored mortgage product, provide mortgage pre-approval, and secure the best rate possible. Additionally, we have access to a wide range of lenders, including banks, finance companies, credit unions, and alternative financers, allowing us to submit your application to multiple options. Lastly, we offer access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before starting the process of getting a mortgage, it is important to get pre-approved and secure a locked-in rate. Pre-approval not only saves time but also helps determine the purchase price, allowing you to begin looking for your dream home. Taking it a step further, a mortgage specialist will then assess your borrowing capacity from a lender, create a personalized mortgage product that suits your needs, and secure the best possible rate for you. This fast pre-approval process will expedite the overall approval process, giving you the confidence to shop for properties.

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First time buyer or refinancing? Call for a free quote!

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