We specialize in providing mortgages for individuals who are new to Canada. Our goal is to help newcomers understand Canadian real estate and the costs associated with it, including closing and adjustment costs. By building equity instead of paying rent, newcomers can benefit from employment and credit sources. We offer the best rates and mortgage options for those looking for higher loan amounts over $1 million. With a down payment of at least 20% saved, there is also flexibility on down payment requirements, with as little as 5% down. We can also explain homebuyer incentive programs and down payment assistance options. Additionally, we have access to all of Canada's top lenders, allowing us to design a custom-tailored product that meets your specific needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit or employment history. We also provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.