We provide assistance to newcomers in understanding Canadian real estate, including closing costs and adjustment costs. We help individuals build equity instead of paying rent, utilizing their employment and credit sources. Our services include finding the best rates and mortgage options for newcomers looking for higher loan amounts (over $1 million) with at least a 20% down payment saved, as well as providing flexibility on down payment with as little as 5% down. We also explain homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage product that meets your needs and secures the best rate, even if you have limited credit and employment history. Additionally, we offer access to innovative tools in Canada for an efficient first-time home buying experience.