First Time Home Buyers

If you're thinking about buying your first property, we can help you make a seamless transition from renting to owning. Our team of experts will handle all the financial details, ensuring a quick and easy process to find your perfect property. With an education-focused approach and clear next steps, our online application makes it simple to get started and accurately kick-start the process. Our tools and guidance streamline document submission and provide detailed assessments to aid in budget planning, including the consideration of closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work, determine your necessary down payment, calculate what you can afford to buy, and estimate your monthly payments. Our custom-tailored mortgage options will meet your needs, and we can even provide a pre-approval and lock in the best rate. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative lenders, ensuring that we can find options even if you don't qualify at your bank. Finally, our access to innovative tools in Canada will reduce errors, improve efficiencies, and save you time throughout the process.

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Before starting the process of getting a mortgage, it is essential to get pre-approved and secure a favorable interest rate. Pre-approval serves as a beneficial tool in saving time, establishing the purchase price range, and commencing the search for your dream home. Additionally, I will go the extra mile by determining the maximum amount you can borrow from a lender, creating a personalized mortgage plan to fit your specific needs, and securing the best possible interest rate to provide you with rate assurance. The fast pre-approval process expedites the overall approval procedure, granting you the confidence to shop for properties with ease.

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First time buyer or refinancing? Call for a free quote!

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