We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even if you have been previously declined. Our mortgage options take into consideration your reduced taxable income due to claimed expenses. We also offer a Stated Income mortgage option for those who have qualifying income affected by expenses. We accept dividend and investment income, as long as it can be proven with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you have any questions or need more information, please give us a call.