Mortgages for individuals new to Canada are available to assist in understanding the Canadian real estate market and associated costs. This includes information on closing costs and adjustment costs. Instead of paying rent, newcomers can build equity and benefit from employment and credit sources. We help find the best rates and mortgage options for those looking for higher loan amounts, with at least a 20% down payment saved, and offer more flexibility on down payment, with as little as 5% down. Additionally, we explain homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, allowing us to design a custom-tailored mortgage product that fits individual needs and locks in at the most favorable rate, even if traditional banks cannot provide financing due to limited credit or employment history. This is combined with access to innovative tools for an efficient first-time home buying experience.