If you are looking to purchase a home, I can help you determine how much you can afford. I provide assistance with mortgage pre-approvals, which involves analyzing your finances, down payment, and affordability. I can also advise you on the necessary documents required for conditional approval. A pre-approval is an important first step in securing a mortgage, as it determines the amount you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles to qualification early on and speeds up the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in your interest rate to protect you from future increases. We utilize advanced tools in Canada that reduce errors, improve efficiency, and save you time. Our quick pre-qualification tools will provide you with information on what you are qualified for.