We offer low rates and excellent mortgage options for self-employed individuals, including fast approval even after previous declines. Our mortgage options take into account reduced taxable income from claimed expenses, making it useful for those with expenses that impact qualifying income. We also accept dividend and investment income, but stability and proof requirements must be met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call to learn more!