Our company specializes in assisting newcomers to Canada in understanding the real estate market and associated costs, such as closing costs and adjustment costs. We believe in helping newcomers build equity rather than pay rent, by utilizing their employment and credit sources. We can help newcomers find the best rates and mortgage options, particularly for those looking for higher loan amounts (over $1 million) with a minimum of 20% down payment saved. We also provide flexibility on down payment, with options for as little as 5% down. We are knowledgeable about homebuyer incentive programs and down payment assistance options, and work with all of Canada's top lenders to provide custom-tailored mortgage products. Even if you have limited credit or employment history and are unable to qualify at your bank, we can still help you secure the best rate by utilizing alternative financers. We also offer innovative tools to make your first-time home buying experience in Canada efficient.