Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These options take into account reduced taxable income from claimed expenses, with stated income mortgages available for those with expenses impacting qualifying income. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates is available, with tailored options for Business For Self (BFS) borrowers. Contact for more information!