Discover how much home you can afford with my expert assistance in securing essential mortgage pre-approvals. I guide you through defining your financial strategy, including mortgage amount, down payment, and overall affordability, while advising on necessary documents for conditional approval. Obtaining a pre-approval is a crucial first step that shows how much a lender is willing to lend based on your current finances, uncovers any early qualification challenges, and accelerates the approval process. Pre-approvals typically last between 60 to 120 days, and some lenders offer rate locks to protect against rising interest rates. Utilizing advanced Canadian tools, I help minimize errors, increase efficiency, and save you time, while quick pre-qualification tools provide immediate insight into what you qualify for.