Individuals who are self-employed can take advantage of low rates and excellent mortgage options, with fast approval even if they have been declined in the past. These mortgage options consider a self-employed individual's reduced taxable income from claimed expenses, making stated income mortgages a useful solution for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements in place. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, is available for self-employed individuals. Options tailored specifically for Business For Self (BFS) borrowers are also available, so reach out today for more information.