We assist newcomers to Canada in navigating the real estate market by explaining associated costs such as closing and adjustment fees, helping them build equity instead of paying rent, and leveraging their employment and credit sources. Our services include finding the best mortgage rates and options for loan amounts over $1 million with a minimum 20% down payment, as well as more flexible plans requiring as little as 5% down. We guide clients through homebuyer incentive programs and down payment assistance, offering access to Canada’s top lenders, including banks, credit unions, and alternative financers. Even with limited credit or employment history, we create customized mortgage solutions and provide innovative tools for a smooth first-time homebuying experience.