First Time Home Buyers

If you're thinking about buying your first property, we can help make the process seamless and handle the financial details for you. Our education-focused approach and clear next steps will guide you through finding the perfect property, and our easy-to-use online application will kick-start the process accurately. We provide tools and guidance to streamline document submission, and our detailed assessments will aid in budget planning and determining associated costs such as closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work and determine your down payment amount, affordability, and monthly payments. We'll design a custom-tailored mortgage product for you, secure a mortgage pre-approval, and lock in the best rate. We have access to all of Canada's top lenders, so even if you don't qualify at your bank, we can submit your application to other lenders. Plus, we offer access to innovative tools that reduce errors, improve efficiencies, and save you time.

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It is crucial to get pre-approved before starting the mortgage process so that you can secure the best rate and save time. Pre-approval is the initial step towards obtaining a mortgage and it assists in determining your purchase price and commencing the search for your ideal home. Once pre-approved, I will further assist you in calculating the loan amount you can borrow from a lender and tailor a mortgage product to suit your needs. By locking in the best rate, you can enjoy rate assurance and shop for properties confidently. The fast pre-approval process expedites the overall approval process, enabling you to confidently explore various properties.

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First time buyer or refinancing? Call for a free quote!

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