We provide assistance for newcomers in understanding Canadian real estate and the costs associated with it, such as closing costs and adjustment costs. We believe in helping newcomers build equity instead of paying rent and we provide guidance on employment and credit sources. We also offer the best rates and mortgage options for newcomers who are looking for higher loan amounts, with at least a 20% down payment saved. We can provide more flexibility on down payment, allowing as little as 5% down. We also explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide a custom-tailored mortgage product that meets your needs and locks in the best rate, even if you don't qualify at your bank for reasons like limited credit and employment history. Additionally, we offer innovative tools in Canada to provide an efficient first-time home buying experience.