Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who have been previously declined. Our self-employed mortgage options take into consideration any reduced taxable income resulting from claimed expenses. If you have expenses that significantly impact your qualifying income, our Stated Income mortgage could be the perfect solution. We accept dividend and investment income as well, as long as you can provide stability and proof requirements. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Don't hesitate to give us a call today!

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