First Time Home Buyers

If you're thinking about buying your first property, we can help make the process seamless. Our experts will handle all the financial details and quickly find your perfect property. With our education-focused approach, we'll guide you through clear next steps and provide an easy-to-use online application to kick-start the process accurately. Our tools and guidance will streamline document submission and provide detailed assessments to aid in budget planning, including the closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work, determine your down payment and affordability, and calculate your monthly payments. We'll design a custom-tailored mortgage product that fits your needs, secure a mortgage pre-approval, and lock in the best rate. Furthermore, we have access to all of Canada's top lenders, so even if you don't qualify at your bank, we can submit your application to other lenders. Plus, we offer access to innovative tools that reduce errors, improve efficiencies, and save you time.

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It is crucial to get pre-approved and secure a locked-in rate before starting the mortgage process. Pre-approval not only saves time but also helps determine the ideal purchase price, enabling you to find your dream home. Additionally, I will go beyond the pre-approval stage by assessing the amount you can borrow and creating a mortgage product tailored to fit your needs. By securing the best rate, you can enjoy rate assurance and confidently shop for properties as the fast pre-approval process accelerates the overall approval process.

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First time buyer or refinancing? Call for a free quote!

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