Our company specializes in assisting newcomers to Canada with their mortgage needs. We understand the complexities of the Canadian real estate market and can provide valuable information about associated costs such as closing costs and adjustment costs. Our goal is to help newcomers build equity in their own property, rather than paying rent, by leveraging their employment and credit sources. We can guide newcomers in finding the best rates and mortgage options, even for higher loan amounts over $1 million, with at least a 20% down payment saved. Additionally, we can explore options for a lower down payment, as little as 5%, through homebuyer incentive programs and down payment assistance. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can customize a mortgage product that suits your needs and secures the best rate, even if you have limited credit or employment history. Moreover, we provide innovative tools that make the first-time home buying experience efficient and seamless.