We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process is available for those who have been previously declined. Our mortgage options take into consideration reduced taxable income due to claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage could be beneficial for you. We also accept dividend and investment income, as long as it is stable and supported by proof. In order to apply for a mortgage, we require certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you are interested, please give us a call!