First Time Home Buyers

If you're considering buying your first property, we offer a seamless transition from renting to owning. Our expert team will handle all the financial details to quickly find your perfect property. You'll benefit from an education-focused approach, clear next steps, and an easy-to-use online application that accurately kick-starts the process. Our tools and guidance will streamline document submission and provide detailed assessments to aid in budget planning, including associated costs like closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work, determine your down payment and affordability, and calculate your monthly payments. We'll design a custom-tailored mortgage product for you, set up mortgage pre-approval, and secure the best interest rate. Plus, we have access to all of Canada's top lenders, so even if you don't qualify at your bank, we can submit your application elsewhere. Finally, we provide access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before beginning the process of purchasing a home, it is crucial to first get pre-approved and secure a locked-in rate. Pre-approval not only saves time but also assists in determining the purchase price, enabling prospective homebuyers to start their search for the perfect home. Additionally, after pre-approval, a detailed assessment can be conducted to determine the amount of money that can be borrowed from a lender. This personalized analysis ensures that the mortgage product chosen is specifically tailored to meet the buyer's needs. By fast-tracking the pre-approval process, the overall approval process is expedited, giving homebuyers confidence when shopping for properties.

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First time buyer or refinancing? Call for a free quote!

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