Self Employed

We offer low interest rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is perfect for those who have been declined in the past. Our mortgage options take into account your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage option may be the right fit for you. We also accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today to learn more about how we can help you.

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