At Mortgages for People New to Canada, we offer assistance to newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We believe in helping individuals build equity rather than paying rent, providing them with the opportunity to benefit from employment and credit sources. Whether you are looking for a higher loan amount (over $1 million) with a minimum of 20% down payment saved or need more flexibility on the down payment with as little as 5% down, we can help you find the best rates and mortgage options. We also offer explanations on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage solution that fits your needs and locks in at the best rate, even if you have limited credit or employment history. Additionally, we provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.