First Time Home Buyers

If you're thinking about purchasing your first property, our services can make the process seamless and stress-free. Our team of experts will handle all the financial details to help you quickly find the perfect property. With our education-focused approach, you'll receive clear next steps and have access to an easy-to-use online application that accurately kick-starts the process. We provide tools and guidance to streamline document submission and offer detailed assessments to aid in budget planning and understanding associated costs such as closing costs and adjustment costs. Our goal is to help you understand how homebuyer incentive programs work, determine the necessary down payment, and calculate what you can afford to buy and your monthly payments. We will design a custom-tailored mortgage product that meets your needs, provide a mortgage pre-approval, and lock in the best rate. Additionally, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, so we can submit your application to other lenders if you don't qualify at your bank. With our innovative tools, you'll benefit from reduced errors, improved efficiencies, and time savings.

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Before starting the search for your dream home, it is crucial to first get pre-approved for a mortgage. This not only saves you time but also helps determine the purchase price range you should be looking in. Additionally, by obtaining pre-approval, you can calculate how much money you can borrow from a lender and customize a mortgage product that meets your specific needs. This will also allow you to lock in the best interest rate, providing rate assurance. The fast pre-approval process speeds up the overall approval process, giving you the confidence to shop for properties with ease.

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First time buyer or refinancing? Call for a free quote!

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