We offer assistance to newcomers in understanding the Canadian real estate market and the costs involved, such as closing costs and adjustment costs. Instead of paying rent, newcomers can build equity by taking advantage of employment and credit sources. We can help newcomers find the best rates and mortgage options, even for larger loan amounts over $1 million, with at least a 20% down payment saved. We can also provide flexibility on the down payment, allowing for as little as 5% down. Additionally, we will explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage product that fits your needs and locks in at the best rate. We also provide access to innovative tools in Canada for a smooth first-time home buying experience.