Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, we can provide fast approval for self-employed individuals. Our mortgage options take into consideration your reduced taxable income from claimed expenses, and our Stated Income mortgage is particularly useful for those with expenses that impact qualifying income. We also accept dividend and investment income, with certain stability and proof requirements. When applying for a mortgage, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options available specifically for Business For Self (BFS) borrowers. Give us a call to find out more about our self-employed mortgage options.

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