Self-employed individuals can benefit from low rates and excellent mortgage options. These options ensure fast approval, even for those who have been declined in the past. Self-employed mortgage options take into account the reduced taxable income from claimed expenses. The Stated Income mortgage is particularly useful for individuals with expenses that impact their qualifying income. Dividend and investment income are also accepted, provided that stability and proof requirements are met. To apply for these mortgage options, individuals must provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These mortgage options grant access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Additionally, tailored options are available for Business For Self (BFS) borrowers. For more information, it is advised to contact the relevant party.