First Time Home Buyers

If you are considering buying your first property, we can provide you with a seamless transition from renting to owning. Our expert team will handle all of the financial details to quickly find your perfect property. Our education-focused approach and clear next steps will ensure that you understand the buying process, and our easy-to-use online application will kick-start the process accurately. We offer tools and guidance to streamline document submission, as well as detailed assessments to help you with budget planning and associated costs, including closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work, determine the down payment you need, what you can afford to buy, and what your monthly payments will be. We will design a custom-tailored mortgage product that fits your needs, provide you with a mortgage pre-approval, and lock in the best rate. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can even submit your application to other lenders if you don't qualify at your bank. Additionally, we have access to the most innovative tools in Canada, which will help reduce errors, improve efficiencies, and save you time.

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Obtaining pre-approval is essential before getting a mortgage, as it is a useful tool that can save time and assist in determining the purchase price for your dream home. Additionally, it allows for a smoother process when figuring out how much money can be borrowed from a lender and designing a custom-tailored mortgage product to suit your needs. Not only does pre-approval provide assurance, but it also enables a faster approval process, allowing you to shop for properties confidently. Therefore, it is crucial to get pre-approved first and lock in your rate to simplify the home buying process.

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First time buyer or refinancing? Call for a free quote!

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