Take advantage of the equity in your home to get rid of high-interest debts and pay off your mortgage faster. Consider refinancing to get better rates and terms, as well as the option to consolidate debt or adjust your amortization. You can also switch to a new lender to potentially get lower rates and save money. Use your home equity for home renovations, investments, or consolidating your debt. Adjust your amortization or rate to get better payment and prepayment options. Refinance up to 80% of your home's value to address credit card debt. Adjust your mortgage as your life changes to take advantage of your home equity or fund your education. Refinance whenever you want, but be mindful of prepayment penalties. In Canada, there are innovative tools available that make the process efficient and provide opportunities to save money and access your equity. We will provide support to ensure a simple and informed process at every step.