Self Employed

We offer low rates and excellent mortgage options to self-employed individuals, ensuring fast approval even if you have been declined in the past. Our mortgage options take into account your reduced taxable income from claimed expenses and are especially helpful for those with expenses affecting qualifying income. We accept dividend and investment income, provided you can provide stability and proof. The required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are open to reasonable income estimates. We also have tailored options available for Business For Self borrowers. Give us a call to explore your options!

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