First Time Home Buyers

If you are considering buying your first property, we can provide you with a seamless transition from renting to owning. Our team of experts will handle all the financial details to help you quickly find the perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application that accurately kick-starts the process. Our tools and guidance will streamline the document submission process, and our detailed assessments will aid in budget planning and determining associated costs, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, determine the appropriate down payment amount, and calculate what you can afford to buy and what your monthly payments will be. We will design a custom-tailored mortgage product that fits your needs, secure a mortgage pre-approval, and lock in the best rate. Additionally, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, so we can submit your application even if you don't qualify at your bank. Finally, we provide access to the most innovative tools in Canada to reduce errors, improve efficiencies, and save you time.

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Before you start shopping for your dream home, it is crucial to get pre-approved for a mortgage. This process not only saves you time but also helps determine the purchase price of your new home. Additionally, it allows you to figure out how much money you can borrow from a lender and customizes a mortgage product according to your needs. By getting pre-approved, you can lock in the best rate possible and enjoy rate assurance. Moreover, the fast pre-approval process smooths out the overall approval process, giving you the confidence to explore potential properties.

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First time buyer or refinancing? Call for a free quote!

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