I offer assistance in determining the affordability of your home purchase through mortgage pre-approvals. This involves assessing your financial strategy, mortgage amount, down payment, and overall affordability. I also provide guidance on the necessary documents for conditional approval. The pre-approval process is crucial as it determines the amount you can borrow from a lender based on your current finances. It also helps identify any qualification obstacles early on and expedites the overall approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders allow you to secure a fixed interest rate to safeguard against rising rates. Through advanced tools, we strive to minimize errors, streamline processes, and save you time. Take advantage of our quick pre-qualification tools to find out what you're qualified for.