We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand that the mortgage approval process can be challenging for self-employed individuals, especially if they have previously been declined. However, we ensure fast mortgage approval even for those who have faced previous rejections. Our mortgage options consider the reduced taxable income that often results from claimed expenses, making it easier for self-employed individuals to qualify. We also have a Stated Income mortgage option, which is particularly useful for individuals whose qualifying income is impacted by their expenses. Additionally, we accept dividend and investment income, provided that there is stability and proof of income. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you are interested, please give us a call!