First Time Home Buyers

If you're thinking about buying your first property, we can help make the transition seamless. Our experts will handle all the financial details and quickly find your perfect property. Our education-focused approach and clear next steps will guide you through the process, and our easy-to-use online application will get things started accurately. We offer tools and guidance to streamline document submission, and our detailed assessments will aid in budget planning, including closing costs and adjustment costs. We'll help you understand how homebuyer incentive programs work and determine the amount of down payment you need, what you can afford to buy, and what your monthly payments will be. We'll design a custom-tailored mortgage product, provide a pre-approval, and lock in the best rate. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Even if you don't qualify at your bank, we can submit your application to other lenders. Plus, we have access to the most innovative tools in Canada, which will reduce errors, improve efficiencies, and save you time.

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Before beginning the process of securing a mortgage, it is crucial to obtain pre-approval and secure a locked-in rate. Pre-approval serves as a helpful tool that not only saves time but also assists in determining the purchase price, enabling buyers to start their search for their dream home. By taking the next step and calculating how much money can be borrowed from a lender, a customized mortgage product can be designed to suit individual needs. Moreover, locking in the best rate provides rate assurance, ensuring buyers can enjoy a secure and favorable mortgage rate. The fast pre-approval process further expedites approval, instilling confidence in potential buyers as they embark on their property search.

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First time buyer or refinancing? Call for a free quote!

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