At Mortgages for People New to Canada, we provide assistance to newcomers in understanding the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. We believe in helping individuals build equity rather than pay rent, allowing them to benefit from employment and credit sources. Additionally, we assist newcomers in finding the best rates and mortgage options, even for higher loan amounts (over $1 million) with a minimum 20% down payment saved. We also offer flexibility on down payment, allowing for as little as 5% down. We are knowledgeable about homebuyer incentive programs and down payment assistance options, ensuring that our clients are aware of all available resources. Our access to a wide range of lenders allows us to design a custom-tailored product that fits your mortgage needs and locks in at the best rate, even if you don't qualify with your bank due to limited credit or employment history. Finally, we provide access to innovative tools in Canada to ensure an efficient and smooth first-time home buying experience.