If you are self-employed and looking for a mortgage, we offer low rates and excellent options for self-employed individuals. Even if you have been previously declined, we provide fast approval for self-employed borrowers. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses. Our Stated Income mortgage is particularly useful for those with expenses that impact their qualifying income. We accept dividend and investment income, but stability and proof requirements are necessary. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. Additionally, we have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs!