First Time Home Buyers

If you're considering purchasing your first property, we can assist you with a smooth transition from renting to owning. Our team of experts will handle the financial details to quickly find the perfect property for you. Our education-focused approach and clear next steps will guide you through the process, and our easy-to-use online application will kick-start the process accurately. We offer tools and guidance to streamline document submission and detailed assessments to help with budget planning, including closing costs and adjustment costs. We can also help you understand homebuyer incentive programs, determine the necessary down payment, affordability, and monthly payments. Our custom-tailored mortgage products will meet your specific needs, and we can secure a mortgage pre-approval and lock in the best rate. With access to a wide range of lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers, we can submit your application to other lenders if you don't qualify at your bank. Additionally, our innovative tools will help reduce errors, improve efficiencies, and save you time.

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Obtaining pre-approval is crucial before securing a mortgage, as it not only saves time but also helps determine the purchase price for your ideal home. Additionally, it aids in calculating the amount of money you can borrow from a lender, allowing for a tailored mortgage product that suits your needs. By taking this one step further, you can lock in the best rate and benefit from rate assurance. This fast pre-approval process accelerates the overall approval process, giving you the confidence to shop for properties with peace of mind.

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First time buyer or refinancing? Call for a free quote!

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