Mortgages for newcomers to Canada are available to assist in understanding the real estate market and associated costs. This includes explaining the closing and adjustment costs, as well as providing information on building equity instead of paying rent. We can help find the best rates and mortgage options for those looking for higher loan amounts, with at least a 20% down payment saved. There is also flexibility on down payment with as little as 5% down. We will also explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, we can design a custom-tailored product that fits your mortgage needs, even if you don't qualify at your bank due to limited credit and employment history. Access innovative tools in Canada for an efficient first-time home buying experience.