Self Employed

We offer low interest rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have been previously declined. Our self-employed mortgage options take into account your reduced taxable income caused by business expenses. If your qualifying income has been impacted by expenses, our Stated Income mortgage could be the perfect solution for you. We also accept dividend and investment income, as long as stability and proof can be provided. To apply, you will need to provide several important documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, financial statements or contracts, and the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who are willing to consider reasonable income estimates. We also offer specialized options tailored specifically for Business For Self borrowers. Don't hesitate to give us a call for more information!

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