At Mortgages for People New to Canada, we specialize in assisting newcomers in understanding Canadian real estate and the costs associated with it, such as closing costs and adjustment costs. We believe in helping individuals build equity rather than paying rent, allowing them to benefit from employment and credit sources. Our goal is to find the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with at least a 20% down payment saved. We also offer more flexibility on down payment, requiring as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored product that fits your mortgage needs and locks in at the best rate. Even if you may not qualify at your bank due to limited credit and employment history, we have solutions for you. Lastly, we offer innovative tools in Canada to ensure an efficient first-time home buying experience.