If you are looking to purchase a home and want to determine how much you can afford, I can help you with mortgage pre-approvals. These pre-approvals are crucial in defining your financial strategy, including the mortgage amount, down payment, and affordability. I can also provide guidance on the required documents for conditional approval. By obtaining a pre-approval, you can find out the amount you can borrow from a lender based on your current finances, identify any potential obstacles to qualification early on, and streamline the approval process. The duration of pre-approvals varies depending on the lender and your credit standing, ranging from 60 to 120 days. Some lenders even offer the option to lock in the rate to protect you from rising interest rates. With advanced tools available in Canada, we can ensure accuracy, efficiency, and time-saving in the pre-qualification process.