First Time Home Buyers

Are you considering purchasing your first property? We can make the transition from renting to owning a seamless process, taking care of all the financial details in order to help you find the perfect property quickly. Our education-focused approach ensures that you are informed about each step of the buying process, and our user-friendly online application makes getting started easy and accurate. Our tools and guidance streamline document submission, while detailed assessments aid in budget planning and determining associated costs, such as closing costs and adjustment costs. We also help you understand how homebuyer incentive programs work, calculate your required down payment, determine what you can afford to buy, and establish your monthly mortgage payments. We can design a customized mortgage product that meets your specific needs, provide mortgage pre-approval, and secure the best rate for you. Additionally, we have access to a wide range of lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financiers, so even if you are unable to qualify at your bank, we can still find other options for you. Lastly, we offer the most innovative tools in Canada, helping to minimize errors, improve efficiencies, and save you valuable time.

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To ensure a smooth mortgage process and secure the best rate, it is important to get pre-approved before starting the home search. Pre-approval not only saves time but also helps determine the budget for purchasing a dream home. Once pre-approved, a lender can assess how much money can be borrowed and create a personalized mortgage product that suits individual needs. This also allows borrowers to lock in the most favorable interest rate, providing rate assurance. By completing a fast pre-approval process, the approval process is expedited, enabling confident property shopping.

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First time buyer or refinancing? Call for a free quote!

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