We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our mortgage approval process for self-employed individuals is fast and efficient, even if you have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, and our mortgage options take this into consideration. If your qualifying income has been impacted by expenses, our Stated Income mortgage option may be useful for you. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply for a mortgage, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to work with reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Feel free to give us a call to discuss your mortgage needs today.